Finally HomeMichelle in San Lorenzo, California
"I didn't have the resources to engage in a bidding war for a home that I still needed to fix."
When Michelle walked into her first NSP home during an open house, she knew she was home. Stepping through the door and seeing a bright, beautiful and welcoming space was all she needed to reinvigorate her dreams of owning a home. She was especially happy that this home was near her parents in the community she grew up in as a young girl.
After living in the City of Livermore in a mobile home and commuting over 1 ½ hours each way to Oakland to work as a teacher, Michelle was ready to move closer to work and to her family. However, she found herself quickly discouraged when competing with “all cash” investors who were bidding on the homes she initially tried to purchase. “I didn’t have the resources to engage in a bidding war for a home that I still needed to fix,” she explained. When she walked into this cheerful home developed by Hello Housing in San Lorenzo, she could not believe that the program was designed for buyers just like her, who wanted to live in the homes that they were purchasing.
Michelle took advantage of a mortgage assistance loan provided by the Alameda County NSP program and obtained her mortgage through the FHA program. Thanks to her prompt follow through in providing all of the paperwork needed once her offer was accepted, she made her move into her new home in December, just in time for the holidays.
A Dream Come TrueMario Bamberger, Hayward, California
“For us, owning a home is a dream come true."
Linda and Mario Bamberger have lived in Hayward all of their lives. For them, the community is their home and the place where they plan to raise their children. So, after putting over 35 bids on market-rate houses over the past year, you can imagine their dismay when they were continually outbid by investors. The prospect of owning a home in the town they grew up in would have been close to impossible if not for Habitat East Bay and the Neighborhood Stabilization Program.
“For us, owning a home is a dream come true,” says Mario.
Previously, the family lived in a studio apartment – all four of them cramped into one small room. Privacy was hard to come by in this setting, and the neighborhood wasn’t safe enough for the kids to play outside. For the Bamberger family, owning their own home provides more than just an increase in space, it’s a place that will allow their family to thrive and grow in a healthy and safe environment. It will also give them a chance to focus on the future.