Getting through the steps to purchase a home takes patience, persistence and hard work. Taking time to learn about the program so you can make the right decision for you and your family is an important part of the process. Here are answers to some common questions.
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Ask your Questions

  1. I’m interested in buying a home. How much down payment do I need to save up?
    Depending on location of the home you choose, your minimum down payment will range from as low as 1.75% of the purchase price up to 3%. But, you may need to contribute more money if you cannot qualify for a large enough loan to cover the rest.
  2. I’m a real estate agent. How do I get involved?
    Real estate agents are critical to our success. We encourage anyone who has a buyer that might be interested in a home featured on HomeHub.org to contact the agent or developer directly. Please refer to our Realtor Partners page and our Realtor FAQs for more detailed information.
  3. I’m a mortgage lender. How do I get involved?
    Lenders are critical to our success. We encourage you to review the NSP program to determine whether fits with your underwriting criteria. Please refer to our Mortgage Lender Partners page and our Lender FAQs for more detailed information.
  4. Why can’t I search for a home in San Francisco on your site?
    San Francisco has not received Neighborhood Stabilization Program (NSP) funding. NSP funds were only awarded to communities that met certain thresholds of need in 2008 and 2009. Statistics such as the rates of foreclosure in a particular community were used to guide federal and state funding decisions.